CGTMSE FORM
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Disclaimer
01 This website, cgtmse.ai, is owned and operated by BM Credit Core Finserv Private Limited ("Credit Core Finance"), a private limited company, CIN U66190PN2023PTC222604, Koregaon Park, Pune, Maharashtra.
02 This is not a government website. Credit Core Finance is not affiliated with, endorsed by, or appointed by CGTMSE (Credit Guarantee Fund Trust for Micro and Small Enterprises), NCGTC, SIDBI, the Ministry of MSME, or the Government of India. The official CGTMSE website is www.cgtmse.in .
03 The name CGTMSE appears on this website only to describe the government scheme on which we provide advisory services. All names, marks and logos belong to their respective owners.
04 Credit Core Finance is an MSME credit advisory and CGTMSE loan facilitation firm. We are not a bank or an NBFC. We do not lend, sanction or disburse any loan.
05 The CGTMSE guarantee is issued by the Trust to the lending institution under the Trust's own rules. Credit Core Finance does not issue, approve or control any guarantee cover.
06 Every loan decision rests solely with the lending institution, based on its own credit appraisal and internal policy. Credit Core Finance has no authority over any lender's decision.
07 Nothing on this website is a promise of loan approval, loan amount, interest rate, guarantee cover or processing time.
08 ₹10 crore is the maximum ceiling under the CGTMSE scheme (effective 01-Apr-2025). It is a ceiling, not an entitlement. The actual limit depends on eligibility, financials and the lender's appraisal.
09 The scheme covers eligible Micro and Small Enterprises only, as defined under the scheme. Not every business or every loan qualifies.
10 Scheme rules, guarantee fees, coverage percentages and limits change from time to time through official circulars. If anything on this website differs from an official circular, the official circular prevails.
11 Content on this website is general information for education only. It is not legal, tax, investment or case-specific financial advice.
12 Browsing this website is free and creates no client relationship with Credit Core Finance. Our services begin only after a written engagement is signed.
13 Credit Core Finance charges professional advisory fees as agreed in writing with each client. No government charge of any kind is payable to Credit Core Finance.
14 Fraud warning: Credit Core Finance never asks for payment in the name of CGTMSE, any government body or any lender to release a loan, guarantee or subsidy. Pay only against an official Credit Core Finance invoice, into the company account.
15 Our work is based on the information and documents given to us by the client. The client is responsible for their truth and completeness.
16 Any figures, examples or past cases shown are illustrative only. Past results do not guarantee a similar result in any other case.
17 Links to official or third-party websites are given for convenience. Credit Core Finance does not control and is not responsible for their content.
18 Credit Core Finance is not liable for any loss or damage arising from use of this website or from decisions taken based on its content. Use of this website is at the user's own risk.
19 All content on this website belongs to BM Credit Core Finserv Private Limited and may not be copied or reused without written permission.
20 This website is governed by Indian law, with courts at Pune, Maharashtra having exclusive jurisdiction. For any query or grievance, write to info@creditcore.finance .